Midland
Greater West Texas
Midland & Greater West Texas
Practical guidance for families facing Medicaid and long-term care decisions.
Why Midland Families Call Us
Midland isn’t just another West Texas town — it’s a place where family assets are often tied up in:
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Oilfield careers and irregular retirement accounts
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Paid-off homes in Grassland Estates, Greathouse, Lone Star Trails, Holiday Hill, Saddle Club, Heritage Oaks
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Ranchland stretching toward Greenwood, Stanton, Gardendale, and Odessa
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Aging parents living independently but one fall or hospitalization away from major changes
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Estates that include surface rights, mineral interests, or inherited family land
Midland assets tend to be higher value, and the planning needs are more sensitive.
You get straightforward answers — without scare tactics or sales pressure.
Services for Midland County
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Medicaid Asset Preperation
Home, ranchland, mineral rights, and retirement before (or even during) long-term care. -
Lady Bird Deeds (Enhanced Life Estate Deeds).
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Maintain control during life and plan for how the home is handled after death, including Medicaid estate recovery considerations.
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Transfer-on-Death / Beneficiary Deeds
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Coordinating transfers for homes, land, and family property to reduce delays.
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IRA, Mineral, & Asset Structure Guidance
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We help you understand which assets may raise concerns, which may require additional planning, and what questions to address with the appropriate professionals.
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Rapid MERP Clawback Response
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Helping families organize information, coordinate next steps, and respond quickly when Medicaid estate recovery has already begun.
What West Texas Families Should Know About Medicaid & MERP
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Texas can pursue estate recovery after a Medicaid beneficiary (age 55+) passes away
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Homes, land, and probate-only property are often the most exposed to estate recovery
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Lady Bird Deeds and Transfer-on-Death deeds are commonly used planning tools in Texas to address probate and estate recovery concerns
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Certain retirement accounts and mineral interests may receive different treatment depending on how they are held and titled
Official state resources for further reference:
Midland Medicaid Office
HHSC Benefits Office – Amarillo
7201 I-40 West, Amarillo, TX 79106
(Handles Medicaid, SNAP, TANF, and benefits applications)
https://www.yourtexasbenefits.com/Learn/OfficeLocator
Where We Work in Midland
Because we operate as a service-area business, I meet clients wherever is easiest:
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At your home
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At Midland Memorial Hospital
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At rehab or nursing facilities
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At a quiet space near Loop 250, 191, or anywhere in Midland County
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Or online/video if that’s simpler
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We adapt to you — not the other way around.
Quick FAQ
Q: Will Medicaid try to recover costs from my Midland home or land?
If the estate goes through probate, recovery is very likely.
Q: Do Lady Bird Deeds work in Midland County?
Yes. They are widely used across Texas and commonly relied on as part of estate planning in Midland County, and are commonly used by Texas attorneys as part of estate planning strategies.
Q: What if someone is already in or about to enter a nursing home?
Yes — that’s common in Midland. Just list what’s involved when you reach out.
Q: Can you help with estates that include mineral rights or multiple properties?
There may still be options, depending on timing and circumstances. Acting sooner gives families more flexibility.
Next Step — Let’s Get You Oriented
To get started, send me:
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Whether this planning is for you or a parent
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Age and general health situation
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Whether they’re home, hospitalized, or in long-term care
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A basic list of assets (home, land, mineral rights, IRAs, savings, etc.)
Tell me what’s keeping you up at night — and I’ll help you understand the clearest path forward.
Disclaimer – Not Legal or Financial Advice
Cotton Phillips Estate Services is not a law firm, and I am not an attorney. The services I provide — including assistance with filings, paperwork preparation, negotiations, guidance through administrative processes, and general organization of your estate or benefit-related matters — are only meant to help you understand your options and navigate available procedures.
THE RAMIREZ FAMILY IN MIDLAND, TX